BAI Co. (Mtius) Ltd
CORPORATE SECTION
Group Pension
Group Life Insurance
 
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GROUP HEALTH INSURANCE
 
What is Group Health Insurance?
Group Health Insurance is a type of insurance cover paying benefits for persons insured as a result of any accident, injury or sickness.
 
What are the benefits available under health insurance?
The benefits are as under:
Hospitalization
Surgical
Medical
Optical
Dental
Hearing
Ambulance
Maternity
Congenital
Funeral
 
What is Group Comprehensive Hospitalization Policy?
It is the name of group medical policy developed by Health Insurance Division to administer health care requirements of Corporates, Groups and registered Associations.
 
When will a person start getting benefits under Group Comprehensive Hospitalization Policy?
Benefits for accidents are payable soon after inception of cover. For Illness waiting period details is as follows:
 
Benefits   Waiting Period
For Any Illness   2 Months
For Optical, Dental and Hearing Benefits   6 Months
For Maternity Benefits   12 Months
For Conditions like Adenoids, Arthritis, benign Prostatic Hypertrophy, Cataract, Fistula in Anus, Gout, Gastric and Duodenal Ulcers, Hernia, Haemorrhoids, Hydrocele, Hysterectomy, Myringotomy, Myomectomy, Polyps of any kind including Breast Lumps unless malignant, Skin and Internal Tumours/Cysts/Nodules and Stone in Urinary and Binary System.
  12 Months
 
Benefits for above cases will be payable after completion of waiting period. However, these waiting periods will not be applicable for renewals and in respect of persons who have been insured for the past twelve months under a health insurance policy with similar benefits.

For further details, please contact our Health Insurance  Division – 800 1000
 
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